*{box-sizing:border-box}body{margin:0;background:#f7f9fc;color:#172438;font:16px/1.6 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#1459a6;text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}.top{background:#fff;border-bottom:1px solid #e3e8ef}.topin{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:76px}.brand{font-size:22px;font-weight:850;color:#12325c;line-height:1}.brand span{color:#1683bd}.brand small{display:block;font-size:11px;letter-spacing:.08em;font-weight:500;margin-top:6px;color:#60738a}nav{display:flex;gap:20px;flex-wrap:wrap}nav a{font-size:14px;font-weight:650}.hero{padding:58px 0 35px;max-width:830px}.eyebrow{color:#0e7397;text-transform:uppercase;font-size:12px;letter-spacing:.12em;font-weight:800}.hero h1{font-size:clamp(32px,5vw,54px);line-height:1.13;letter-spacing:-.035em;margin:10px 0 18px}.hero p{font-size:18px;color:#56677d}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:22px 0 55px}.card,.panel{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;box-shadow:0 4px 18px #12335a08}.card{color:inherit;transition:transform .15s,border-color .15s}.card:hover{transform:translateY(-3px);border-color:#91b8db;text-decoration:none}.card h3,.card h2{margin:13px 0 7px;line-height:1.3}.card p{color:#62738a;font-size:14px}.pill{font-size:11px;background:#e8f4fb;padding:5px 10px;border-radius:99px;color:#116b9a;font-weight:700}.more{color:#1459a6;font-size:14px;font-weight:700}.search input{max-width:620px;font-size:16px}.cta{padding:30px;margin-bottom:45px;background:#e9f4fc;border-radius:16px}.footer{border-top:1px solid #e1e8ef;padding:25px 0;color:#728096;font-size:13px;margin-top:35px}.form{max-width:720px;display:grid;gap:16px;margin:15px 0 45px}.form label{display:grid;gap:5px;font-weight:650;font-size:14px}.form input,.form textarea,.form select,.search input{width:100%;padding:12px 14px;border:1px solid #bdcbd9;border-radius:9px;background:white;color:#172438;font:inherit}.form input:focus,.form textarea:focus,.search input:focus{outline:2px solid #7abbe6}.form .check{display:flex;align-items:center;gap:9px}.check input{width:auto}button,.button{border:0;border-radius:9px;background:#1466a3;color:#fff;padding:12px 20px;font:inherit;font-weight:700;cursor:pointer;display:inline-block;width:max-content}button:hover,.button:hover{background:#0e4e7e;color:#fff;text-decoration:none}.alert{padding:14px;background:#fff0ef;color:#9b2929;border-radius:8px}.list{margin:20px 0 45px}.listrow{display:flex;justify-content:space-between;align-items:center;padding:15px;border-bottom:1px solid #dce4ec;gap:10px}.listrow p{margin:3px 0;color:#66768b;font-size:13px}.article{max-width:800px;margin-bottom:45px}.article li{margin-bottom:12px}.article h2{margin-top:30px}@media(max-width:760px){.topin{align-items:flex-start;flex-direction:column;padding:17px 0}nav{gap:12px}.cards{grid-template-columns:1fr}.hero{padding:35px 0 20px}.hero p{font-size:16px}.card{padding:21px}}